Morning Edition on Southern Ute Tribal Radio

Refinance activity continues to boom, fueling the home-loan market. Low interest rates have created a class of "serial refinancers" — those lucky enough to borrow at lower rates — and given them new opportunities to spend their freed up cash.

Settlement attorney Robert Gratz never used to be on a first-name basis with his clients.

"In the past, our practice was such that you'd see people, and that was the end of it," he says.

Gratz now sees the same faces all the time, of clients refinancing again and again — these days in the mid-3 percent range.

For more: Why does the government subsidize crop insurance in the first place? We try to answer that question in our latest podcast.

The federal government spends about $7 billion a year on crop insurance for U.S. farmers. Policies are sold by private companies, but the government sets the rates, so the companies can't compete on price.

Parts of Europe are experiencing extremely rainy weather this summer. But some tourist towns in Belgium and the Netherlands say their season has been blighted too — not by bad weather but by bad weather forecasting.

The mayor of the Belgian seaside resort of Knokke says it's a crime that tourism there is down this year. He means that literally.

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DAVID GREENE, HOST:

Good morning. I'm David Greene. You may have heard about NASA's Curiosity mission to Mars. Well, I bet you didn't know it had a backbeat.

(SOUNDBITE OF SONG, "WE'RE NASA AND WE KNOW IT (MARS CURIOSITY)")

UNIDENTIFIED MAN: (Singing) Crane, lower that rover. Crane, lower that rover. Crane, lower, that rover.

GREENE: Yes, this popped up on a YouTube channel called Satire. It's to the tune of LMFAO's song (Singing) "Sexy and I Know It." The cast in this video dressed in NASA garb, kicking at the console.

Pitcher Felix Hernandez retired all 27 batters in order Wednesday. It was the first perfect game in Mariners' history, and it was the third perfect game this year.

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RENEE MONTAGNE, HOST:

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DAVID GREENE, HOST:

It's MORNING EDITION from NPR News. Good morning. I'm David Greene.

RENEE MONTAGNE, HOST:

And I'm Renee Montagne.

When Mitt Romney put Paul Ryan on the ticket, it had the potential to reset the presidential race - that is, offer a choice between two radically different visions of government, in a campaign seemingly stuck in tit-for-tat attacks over the economy. So far, though, the campaigns have a somewhat different fight on their hands. NPR's Mara Liasson reports.

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RENEE MONTAGNE, HOST:

And health officials around the country are raising warnings about West Nile Virus. The U.S. is seeing the worst outbreak of the mosquito-borne illness since it was first detected in 1999. So far this year, 26 people have died, and about half of the country's 700 cases are in Texas - most of them in Dallas County. This week, for the first time in almost half a century, the county will begin aerial spraying to kill mosquitoes. B.J. Austin of member station KERA has the story.

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DAVID GREENE, HOST:

This is MORNING EDITION, from NPR News. I'm David Greene.

RENEE MONTAGNE, HOST:

And I'm Renee Montagne.

In the latest twist to the WikiLeaks story, its founder Julian Assange has been granted political asylum by the South American nation of Ecuador. Ecuador's foreign minister made the announcement this morning, speaking through a translator.

(SOUNDBITE OF SPEECH)

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DAVID GREENE, HOST:

It has been just over a week now since Curiosity, the NASA Mars rover, made its successful landing on the Red Planet. Curiosity is by far the most technologically advanced rover to reach the surface of Mars so far, and it's already begun sending back some pretty compelling, high-resolution photographs of the planet's surface. To talk about space and the importance of this mission, we're joined, as we often are, by Neil deGrasse Tyson, astrophysicist and director of the Hayden Planetarium in New York.